PGIM India Flexi Cap Fund
(Flexi Cap Fund - An open ended dynamic equity scheme investing across large cap, mid cap, small cap stocks)

NAV as on 19 Nov 2024

34.0400

Regular Plan - Growth Option

0.2100 (0.6200%)

NAV of Other Plans

Direct Plan - Dividend: 34.0400

Nature of Scheme :

Flexi Cap Fund - An open ended dynamic equity scheme investing across large cap, mid cap, small cap stocks

Key Features

Benchmark Index

Nifty 500 TR Index

Minimum Application Amount

Minimum of ₹ 5,000/- and in multiples of ₹ 1/- thereafter.

Minimum Additional Amount

Additional Purchase - Minimum of ₹ 1000/- and in multiples of ₹ 1/- thereafter.

Exit Load

For Exits within 90 days from date of allotment of units : 0.50%.

For Exits beyond 90 days from date of allotment of units : NIL

Scheme Overview

Investment Objective

To generate income & capital appreciation by predominantly investing in an actively managed diversified portfolio of equity & equity related instruments including derivatives.

However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee/ indicate any returns.

Investment Strategy

The Scheme will actively manage a diversified portfolio of strong growth companies with sustainable business models. Since investing requires disciplined risk management, the AMC would incorporate safeguards seeking to control risks in the portfolio construction process. Risk is also expected to be reduced through diversification of the portfolio, which the AMC aims to achieve by spreading the investments over a range of industries, sectors and market capitalizations.
Under normal market conditions, majority of the portfolio of the Scheme will be invested in equity and equity related securities; a smaller part of the portfolio of the Scheme will be invested in money market instruments and debt securities issued by corporates and/or State and Central Government. This component of the portfolio will provide the necessary liquidity to meet redemption needs and other liquidity requirements of the Scheme.
Government securities may include Securities which are supported by the ability to borrow from the treasury or supported only by the sovereign guarantee or of the State Government or supported by GOI or any other State Government in some other way. The Investment Manager will select equity securities on bottom up stock–by–stock basis across market cap spectrum, with consideration given to price–to–earnings, price–to–book, and price–to–sales ratios, as well as growth, margins, asset returns, and cash flows, amongst others. The Investment Manager will use a disciplined quantitative analysis of financial operating statistics. In selecting individual investment opportunities for the portfolio, the Investment Manager will conduct in–house research in order to identify various investment opportunities. The company– wise analysis will focus, amongst others, on the historical and current financial condition of the company, potential value creation/unlocking of value and its impact on earnings growth, capital structure, business prospects, policy environment, strength of management, responsiveness to business conditions, product profile, brand equity, market share, competitive edge, research, technological know–how and transparency in corporate governance.

Introduction

The key tenet of diversification is to invest across companies from different sectors and sizes which helps in reducing risk. When you are building your equity portfolio, it is essential to have exposure across Large, Mid and Small Cap companies to capture the growth potential of these companies.

However, each company (Large, Mid and Small) behaves differently when the tide turns against them. For instance, Large Cap firms can better withstand an economic downturn as compared to a small cap firm. That said, Small and Mid Cap firms offer potential for higher alpha as compared to Large Caps over the long run.

Thus, a Flexi Cap strategy helps investors get exposure to companies across this spectrum through one fund. Further, this strategy offers the flexibility to the fund manager to reduce or increase exposure to any segment (Large, Mid and Small) to capture the right opportunities.

WHAT IS PGIM INDIA FLEXI CAP FUND?

Invests a minimum of 65% in equities and a maximum of 35% in debt
Invests in an unconstrained fashion across different market segments —Large, Mid, and Small Cap.

Why you should invest in PGIM India Flexi Cap Fund?

Diversified portfolio of strong growth companies with sustainable business models spread over a range of industries, sectors and market capitalizations.
Flexibility to increase or decrease exposure to Large, Mid or Small Cap.
Participate in themes beyond the large cap space.

What are the benefits of investing in PGIM India Flexi Cap Fund?

An unconstrained investment strategy to take exposure toward all segment of the market.
A diversified portfolio.
Suitable for achieving long-term goals.

What should be the ideal time horizon of investing in PGIM India Flexi Cap Fund?

At least five years and more.

Frequently Asked Questions

How to invest in PGIM India Flexi Cap Fund?

You can invest through multiple options:

Website: You can invest through https://investors.pgimindiamf.com/auth/login by creating your profile and submitting identity details, and bank account information, and becoming KYC compliant.
RIA/MFD: You can also invest through a Registered Investment Adviser or Mutual Fund distributor registered with SEBI/AMFI.
Industry Portal: You can also invest through MF Utility or MF Central portals.
Do consult your financial advisor before investing to understand if the fund fits into your risk profile.

Can I invest through SIP and lumpsum mode in PGIM India Flexi Cap Fund?

You can invest lumpsum as well as through SIP mode.
The minimum application amount under this fund is Rs 5,000 for a lumpsum transaction. You can invest a minimum of Rs 1,000 as additional investment
You need to commit at least 5 installments (monthly or quarterly) with a minimum of Rs 1,000 per installment if you invest through SIP

What frequency/dates are allowed for Systematic Investment Plan (SIP), Systematic Transfer Plan (STP) and Systematic Withdrawal Plan (SWP) transactions in PGIM India Flexi Cap Fund?

SIP Any date of the month or quarter, as applicable.
STP: Daily, Weekly, Monthly and Quarterly.
SWP: Monthly, Quarterly and Annually.

How is PGIM India Flexi Cap Fund taxed?

Investments redeemed on or after 23rd July 2024.

Holding Period (To qualify for LTCG): 12 months
Short Term Capital Gains Tax: 20%
Long Term Capital Gains Tax: 12.5% (with an exemption up to INR 1.25 lakhs)

Plus surcharge and cess as may be applicable on the above rates.

Scheme Performance

Download Scheme Performance

Scheme Portfolio

Download Scheme Portfolio

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This product is suitable for investors who are seeking*:

Capital appreciation over long term.
To generate income and capital appreciation by predominantly investing in an actively managed diversified portfolio of equity and equity related instruments including derivatives.
Degree of risk - VERY HIGH

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Very High - Investors understand that their principal will be at very high risk

fund managers

Mr.A.Anandha Padmanabhan

(Equity Portion)
Collectively over 15 years of experience in Indian financial markets, primarily in equity Read More...

Mr. Vivek Sharma

(Equity Portion)
Over 14 years of experience in Equity market, research and fund management :