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| PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE PROCEEDING TO ACCESS THIS
SITE
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The following terms and conditions govern your use of this website (www.dhflpramericamf.com).
Your use of this website and Content (defined below) constitutes your acceptance
of these terms and conditions. If you do not agree with these terms and conditions,
you should immediately cease use of this website and Content.
This website presents information and content that is owned or licensed by DHFL Pramerica
Mutual Fund, DHFL Pramerica Asset Managers Private Limited, its parents, subsidiaries
and affiliates ("DHFL Pramerica"). When used in these Terms and Conditions, "we" and
"our" mean DHFL Pramerica and "you" and "your" refers to any individual, company, or
legal entity that accesses or otherwise uses this website.
Neither DHFL Pramerica Mutual Fund, DHFL Pramerica Asset Managers Private Limited and DHFL Pramerica
Trustees Private Limited nor the products/ services /schemes of DHFL Pramerica Mutual
Fund offered / proposed to be offered hereunder have been/will be registered in
any jurisdiction outside India.
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| India Only
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This website and the services and products described and information provided through
this website are directed to and are intended to be made available only to Resident
Indians, Non-Resident Indians (NRIs) / Persons of Indian Origin (PIO) [other
than those NRIs /PIOs residing in the United States of America, Canada and Financial
Action Task Force - Non-Compliant Countries and Territories] and Foreign
Institutional Investors (FII) registered with SEBI, and are not intended for distribution
to, or use by, any person in any other country or any jurisdiction where such distribution
or use would be contrary to law or regulation or that would subject DHFL Pramerica to
any registration requirement within such jurisdiction or country.
Persons who access this website do so on their own initiative, and are responsible
for compliance with applicable local laws and regulations. Software and other materials
from this website may be subject to export controls and may not be downloaded or
otherwise exported to any country or anyone prohibited by law. DHFL Pramerica prohibits
your downloading or exporting of software or other material from this website in
violation of any applicable Indian law and/or the laws of your resident country.
By downloading software or other material from this website, you represent and warrant
that you are able to do so in full compliance with the applicable laws of India
and your resident country.
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| Additional Terms
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DHFL Pramerica offers products and services available through portions of this website.
These terms and conditions apply only to your use of this website and Content, and
they do not apply to your use of any products or services offered by DHFL Pramerica.
We have established or will establish additional or different terms and conditions
for various products and services offered. In many instances, DHFL Pramerica’s products
or services involve sophisticated financial instruments or assets that are regulated
by Securities and Exchange Board of India. You agree to review all applicable terms
and conditions relating to DHFL Pramerica products, services and the Schemes of DHFL Pramerica
Mutual Fund detailed in the Scheme Information Document (SID) / Key Information
Memorandum (KIM) of the respective Schemes read with the Statement of Additional
Information (SAI) of DHFL Pramerica Mutual Fund. In the event of any conflict between
the terms and conditions on this website and SAI / SID/ KIM, the terms and conditions
as per SAI and the respective SID /KIM shall prevail.
In certain jurisdictions, the SAI and SID may be subject to registration requirements
and, accordingly, persons who download or obtain copy of SAI and SID/KIM of any
scheme of DHFL Pramerica Mutual Fund from this website are required to inform themselves
about, and to observe, any such restrictions. No persons downloading copy of any
SAI and SID/KIM or any application form of any Scheme of DHFL Pramerica Mutual Fund in
such jurisdiction may treat such SAI and SID/KIM or Application Form as constituting
an invitation to them to subscribe for Units of DHFL Pramerica Mutual Fund, nor should
they in any event use any such application form, unless such an invitation could
lawfully be made to them in the relevant jurisdiction and such application form
could lawfully be used without compliance with any registration or other legal requirements.
Accordingly this website and/or SAI and SID/KIM or any application form of any scheme
of DHFL Pramerica Mutual Fund downloaded from this website does not constitute an offer
or solicitation by anyone in any jurisdiction in which such offer or solicitation
is not lawful or in which the person making such offer or solicitation is not qualified
to do so or to anyone to whom it is unlawful to make such offer or solicitation.
It is the responsibility of any persons who browse this website and wishing to apply
for Units through this website, to inform themselves of and to observe, all applicable
laws and Regulations of such relevant jurisdiction.
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| Online Account Access
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DHFL Pramerica may grant you access to an online transaction facility to subscribe to
or redeem / transact in the Units of the Schemes of DHFL Pramerica Mutual Fund through
this website and other electronic media, such as telephone systems, personal data
assistance devices and interactive response systems from time to time (collectively,
the "Online Transaction Facility"). DHFL Pramerica may issue /assign you a Personal Identification
Number ("PIN") and/or any other identification ("ID") and/or password so as to enable
you to access the Online Transaction Facility. You are responsible for safeguarding
the confidentiality of any such PIN/ID/password and any access gained to the Online
Transaction Facility with the PIN / ID / password assigned to you will be deemed
to be made by yourself.
You agree to accept responsibility for all activities occurring under your PIN/ID/
account or password that are due to your conduct, inaction, or negligence. If you
disclose your account numbers, PINs, IDs, and/or passwords to any person(s) or entity,
you assume all risks and losses associated with such disclosure. If you permit any
other person(s) or entity to use your PINs, IDs, passwords, or other means to access
your accounts, you are responsible for any transactions and activities executed
in your accounts and for any use of your personal and account information by such
person(s) or entity.
If you believe someone has unauthorized used or attempted to use your PINs, IDs,
passwords without your permission, or that any other unauthorized use or security
breach, loss or theft has occurred, you agree to immediately notify us.
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| Password Protected Areas
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Access to and uses of password-protected and/or secure areas of the website are
restricted to registered / authorized users only. You may not obtain or attempt
to obtain unauthorized access to such parts of our website, or to any other protected
materials or information, through any means not intentionally made available by
us for your specific use. Unauthorized individuals attempting to access, or actually
accessing, these areas may be subject to appropriate legal action.
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| Do Not Rely on This Website for Your Financial Decisions
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The Content on this website is for convenience and information purposes only. You
should consult your financial, tax and legal advisors, and independently verify
all Content provided through this website before you make decisions. Nothing on
this website constitutes an offer to sell or buy any product. Nothing on this website
should be construed as rendering tax, legal, investment, or accounting advice. The
posting of any prospectus (SAI / SID /KIM) or any other information on this website
is not a recommendation or opinion for you to buy or sell any product or participate
in any transaction.
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| Suitability and Appropriateness
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The financial products / schemes mentioned in the website may not be suitable or
appropriate for all investors or in all geographical areas. Your particular needs,
investment objectives and financial situation may differ from the underlying objective
of the Schemes of DHFL Pramerica Mutual Fund. You must make your own independent decisions
regarding any securities or financial instruments mentioned herein. The fact that
DHFL Pramerica may have made investment opinions and other information available to you
through this website, neither constitutes a recommendation nor a representation
that any financial instrument is suitable or appropriate for your needs. You should
independently consider whether an investment strategy or the purchase or sale of
any product is appropriate for you in the light of your particular investment needs,
objectives and financial circumstances.
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| Ownership and Use of Content
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All of the information and content on this website, including, but not limited to,
all text, analyses, reports, articles, graphics, software applications, video and
audio files and photos, trademarks, service marks and trade dress ("Content") is
owned or licensed by DHFL Pramerica. The Content is protected worldwide by applicable
intellectual property laws. You may make and use printouts of the Content for your
personal, non-commercial use only, provided that the printouts retain all copyright,
trademark, and other proprietary notices. You may not copy, transmit, distribute,
modify, publicly perform, reuse, sell or display any of the Content for any public
or commercial purpose except with the prior written consent of DHFL Pramerica or the
owners of the materials, which they may issue in their sole discretion. You may
not use the Content in any other website or in a network computer environment, including
framing the Content within another website. Except for the limited use rights expressly
provided in this paragraph, all rights in Content are reserved.
DHFL Pramerica, DHFL Pramerica Financial, DHFL Pramerica Mutual Fund, DHFL Pramerica Asset Management,
the Rock Logo are proprietary service marks and may not be used without the permission
of the owner. DHFL Pramerica Financial is the trade name used in India and select countries
by Prudential Financial, Inc. (PFI), a company incorporated and with its principal
place of business in the United States of America, which is the sponsor of DHFL Pramerica
Mutual Fund. All other trademarks, service marks, trade names, logos and icons,
registered or not, are the property of DHFL Pramerica Financial, its affiliates, or third
parties which may be indicated. Other materials, including video, sound recordings
and images, on this website are a copyright of or proprietary to DHFL Pramerica Financial
or are used with the consent of the owner. Except when included in any authorized
printouts of the Content, you are not authorized to make any other use of DHFL Pramerica's
marks, including, but not limited to, as metatags or in any other fashion that may
create a false or misleading impression of affiliation or sponsorship with or by
DHFL Pramerica. PFI is not affiliated in any manner with Prudential plc, a company headquartered
in the United Kingdom.
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| Links
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Links from this site to any non-DHFL Pramerica/third party websites are provided for
the user's convenience only and solely as pointers to information on topics that
may be useful to users of this website. DHFL Pramerica has no control over the content
on such non-DHFL Pramerica websites and does not review these third-party sites, nor
does the provision of a link imply any endorsement of, or association with such
non-DHFL Pramerica/third party sites. Your linking to any websites from this website
is at your own risk. Subject to the terms of applicable service or other agreements,
we will remove any link from this website upon request from the owner of the linked
website. Please call our Information Technology department at +91 22 61593000 to
submit such a request.
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| Availability
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Not all of the products or services described on this website are offered in all
geographic areas. Your eligibility for particular products or services is subject
to the terms and conditions specified in the respective Scheme Information Document
of DHFL Pramerica Mutual Fund and final determination and acceptance by DHFL Pramerica.
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| Potential Disruption of Service
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You shall be responsible for obtaining and maintaining all telephone, modem, computer
hardware, software, and other equipment needed to access and use this Website.
- Access to this Website may from time to time be unavailable, delayed, limited or
slowed due to various factors beyond our control, which may include, but not limited
to :
- hardware failure, including among other things, failures of computers (including
your own computer), servers, networks, telecommunication lines and connections,
and other electronic and mechanical equipment;
- software failure, including among other things, bugs, errors, viruses, configuration
problems, incompatibility of systems, utilities or applications, the operation of
firewalls or screening programs, unreadable codes, or irregularities within particular
documents or other content; overload of system capacities;
- damage caused by severe weather, earthquakes, wars, insurrection, riots, terrorism,
civil commotion, act of God, accident, fire, water damage, explosion, mechanical
breakdown or natural disasters;
- interruption (whether partial or total) of power supplies or other utility of service;
- strike or other stoppage (whether partial or total) of labor;
- governmental or regulatory restrictions, exchange rulings, court or tribunal orders
or other human intervention; or
- any other cause (whether similar or dissimilar to any of the foregoing) whatsoever.
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| WARRANTY DISCLAIMER
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We strive to provide accurate and up-to-date material on this website. However,
we make no warranties or representations as to the accuracy or timeliness of the
Content. Your use of this website and Content is at your own risk. Content may become
inaccurate as a result of developments after its publication on this website. DHFL Pramerica
assumes no responsibility to keep Content current or to correct inaccuracies or
errors in Content. The Content on this website and the operation of it are provided
"as is" and for informational purposes only, and DHFL Pramerica disclaims all representations
or warranties of any kind, either express or implied, including warranties of merchantability,
fitness for particular purpose, title, non-infringement, accuracy, completeness,
and timeliness. Certain jurisdictions may not permit certain disclaimers of warranties.
In such case, we disclaim warranties to the fullest extent permitted by the applicable
law.
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| Your Responsibility for Security
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DHFL Pramerica does not warrant that the website will operate error free or is free from
viruses, worms, Trojan horses, or other destructive or harmful code. DHFL Pramerica assumes
no liability or responsibility for any damages to you, your computer, or other property
due to your access to, use of, or downloading of Content. If you download or copy
Content from this website, you are responsible for taking all reasonable precautions
necessary to ensure the security and integrity of your computer and systems, including
employing current virus protection software.
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| NO LIABILITY
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In no event shall DHFL Pramerica or any other party involved in creating, producing,
or delivering this website or Content on DHFL Pramerica's behalf be liable for any direct,
incidental, special, consequential, indirect, lost profits, loss of business or
data, or punitive damages arising out of your access to, or use of, or inability
to access or use, this website or any Content, or the performance of any product
on this website.
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| Additional Information
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All information, other than personal information subject to DHFL Pramerica's Internet
Privacy Policy, submitted to DHFL Pramerica through this website or any related DHFL Pramerica
website is the property of DHFL Pramerica. DHFL Pramerica is free to use any ideas, concepts,
know-how, or techniques that you may submit to DHFL Pramerica through this website for
any purpose, including, but not limited to, improving our services. We are not subject
to any obligations of confidentiality regarding any submitted information except
as specified in DHFL Pramerica's Internet Privacy Policy, as set forth in any additional
terms and conditions relating to specific products or services, or as otherwise
specifically agreed or required by law.
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| Changes
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DHFL Pramerica reserves the right to add, amend, revise, suspend or cancel, in whole
or in part, any of the services being provided on this website and change the Content
on this website and these Terms and Conditions from time to time at any time without
prior notice. The changes may include superseding terms and conditions or specific
notices. Any addition, suspension, revision, amendment, cancellation or suspension
shall be effective and binding on users. YOU SHOULD REVIEW THESE TERMS AND CONDITIONS
FROM TIME TO TIME TO BE AWARE OF ANY CHANGES THAT ARE MADE. Your continued use of
this website constitutes your acceptance of any change or update, all of which shall
become controlling when posted.
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| Privacy
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DHFL Pramerica respects your privacy, and is committed to protecting the same. We provide
this privacy policy to tell you how we do that in relation to your interaction with
this Website. This privacy policy only applies to this website (i.e.,http://www.pramericamf.com) and not to any
linked third party sites. You may review DHFL Pramerica's Internet Privacy Statement
at http://www.DHFL Pramericamf.com/privacy/
To learn about the privacy policy of a linked site, please refer to the privacy
statement of that site.
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| Cautionary Language Regarding Forward-Looking Statements
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All Content, together with information filed and furnished with the Securities and
Exchange Board of India and any oral information provided by DHFL Pramerica executives
that relates to DHFL Pramerica's future performance or financial results are considered
forward-looking statements. These forward-looking statements involve uncertainties
that could cause actual performance or results to materially differ, and readers
are cautioned not to place undue reliance on them.
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| Governing Law
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These Terms and Conditions shall be governed by, and construed in accordance with,
the laws of India. Any action against DHFL Pramerica arising from or relating to your
access to and use of the website and the provisions of these Terms and Conditions
of use must be brought by you in court located in Mumbai, India. You consent to
the jurisdiction and venue of the courts located in Mumbai, India, for the adjudication
of all claims by DHFL Pramerica against you arising from or relating to your access to
and use of the Website and the provisions of these Terms and Conditions.
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| Termination
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DHFL Pramerica reserves the right in its sole discretion to terminate or restrict your
use of all or any part of the website, without notice, for any or no reason, and
without liability to you or anyone else. The Terms and Conditions relating to Ownership
and Use of Content, Indemnification, Limitation of Liability, Warranty Disclaimer,
Limitation of Liability, and Governing law shall survive any termination.
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