Nobody can consistently predict the future outcome of stock markets. But, experience and expertise across asset classes, managing risk, and achieving long-term wealth creation are traits you look forward to from your asset managers. Staying invested during market ups and downs is simple; but it is not always easy. PGIM with its 145-year legacy, serving investors in 52 countries, with experience of managing money through 30 market cycles*, is there to navigate this uncertainty. Market uncertainty is certain and we are here to see you through this phase; helping you realise your financial goals, by handling the complexity of money management.